Client Information

Locations:

  • In-Person, office located in Stuart, Florida

  • Virtual, available to Florida residents


Office Hours:

  • Monday through Saturday, by appointment only


Services include:

  • 45-minute individual therapeutic session

  • 60-minute individual therapeutic session

  • Qualified Supervision for Clinical Social Work

  • iaedp-Approved Supervision for CEDS


Payment:

  • Credit Card, Cash, Check, HSA, FSA

  • Karen Moore is an in-network provider with United Healthcare and Cigna insurances.

  • Out-of-network provider for all other therapists and insurances. We will gladly provide you with a Superbill if you wish to seek reimbursement. Reimbursement is determined by your insurance provider. Please call the number on the back of your card to discuss your coverage.

Should I Pay Privately or Use Insurance?

Choosing whether or not to use your health insurance for mental health services is completely up to you. To make an educated decision, please review the benefits of each option.

Benefits of Paying Privately:

  • Your insurance company will NOT be given any information about your sessions or progress. Therefore, insurance companies will not be able to use this to influence future coverage. The most frequent information given is your diagnosis code(s). However, insurance companies can ask for more detailed information, such as progress in treatment or session notes.

  • You determine your treatment, versus your insurance determining it. Insurance companies have pre-determined which services to cover based on diagnosis, dates, and treatment modality. Insurances can deny coverage for lengths and frequency of sessions and overall length of treatment. In addition, using insurance can limit choosing a therapist based on best-fit for you.

  • Your plan may not have in-network or out-of-network mental health coverage. Some insurance plans require a deductible to be met in order to pay for mental health services. Please review your insurance benefits to determine if you have to meet your deductible first, and how much your deductible is for in-network or out-of-network mental health providers.

  • Your plan may not cover virtual therapeutic sessions. Virtual therapy coverage is determined by your insurance provider. Please call the number on the back of your card to discuss your coverage.

  • You will receive a Good Faith Estimate. The Good Faith Estimate (GFE) works to show you the cost of items and services that are reasonably expected to your heath care needs for an item or service, a diagnosis, and a reason for therapy.

Benefits of using Insurance:

  • If your plan offers copays. This is the total you will be required to pay the provider per session, if the provider is in-network.

  • If you have out-of-network benefits. Some insurance plans will reimburse you a portion of your session fees. Reimbursement is determined by your insurance provider. Please call the number on the back of your card to discuss your coverage.

  • If you have a plan with a low in-network deductible. While initially you may be required to pay the full session fee, these fees go towards your overall deductible. Benefits of meeting your deductible is determined by your insurance provider. Please call the number on the back of your card to discuss your coverage.

Bloom uses a HIPAA-Compliant Electronic Health Record, Therapy Notes, for all client paperwork.

Access to the Therapy Portal is limited to current clients.

Notice of Privacy Policy:

THIS NOTICE DESCRIBES HOW HEALTH INFORMATION MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.


I. BLOOM MENTAL HEALTH HEALING'S PLEDGE REGARDING HEALTH INFORMATION:

We understand that health information about you and your health care is personal. We are committed to protecting health information about you. We create a record of the care and services you receive from Bloom Mental Health Healing. We need this record to provide you with quality care and to comply with certain legal requirements. This notice applies to all of the records of your care generated by this mental health care practice. This notice will tell you about the ways in which we may use and disclose health information about you. We also describe your rights to the health information we keep about you, and describe certain obligations we have regarding the use and disclosure of your health information. We are required by law to:

  • Make sure that protected health information (“PHI”) that identifies you is kept private.

  • Give you this notice of our legal duties and privacy practices with respect to health information.

  • Follow the terms of the notice that is currently in effect.

  • We can change the terms of this Notice, and such changes will apply to all information we have about you. The new Notice will be available upon request, in our office, and on our website.


II. HOW BLOOM MENTAL HEALTH HEALING MAY USE AND DISCLOSE HEALTH INFORMATION ABOUT YOU:

The following categories describe different ways that we use and disclose health information. For each category of uses or disclosures we will explain what we mean and try to give some examples. Not every use or disclosure in a category will be listed. However, all of the ways we are permitted to use and disclose information will fall within one of the categories.

  1. For Treatment Payment, or Health Care Operations: Federal privacy rules (regulations) allow health care providers who have direct treatment relationship with the patient/client to use or disclose the patient/client’s personal health information without the patient’s written authorization, to carry out the health care provider’s own treatment, payment, or health care operations. We may also disclose your protected health information for the treatment activities of any health care provider. This too can be done without your written authorization. For example, if a clinician were to consult with another licensed health care provider about your condition, we would be permitted to use and disclose your person health information, which is otherwise confidential, in order to assist the clinician in diagnosis and treatment of your mental health condition.

  2. Disclosures for treatment purposes are not limited to the minimum necessary standard. Because therapists and other health care providers need access to the full record and/or full and complete information in order to provide quality care. The word “treatment” includes, among other things, the coordination and management of health care providers with a third party, consultations between health care providers, and referrals of a patient for health care from one health care provider to another.

  3. Lawsuits and Disputes: If you are involved in a lawsuit, we may disclose health information in response to a court or administrative order. We may also disclose health information about you/your child in response to a subpoena, discovery request, or other lawful process by someone else involved in the dispute, but only if efforts have been made to tell you about the request or to obtain an order protecting the information requested.


III. CERTAIN USES AND DISCLOSURES REQUIRE YOUR AUTHORIZATION:

  1. Psychotherapy Notes. we do keep “psychotherapy notes” as that term is defined in 45 CFR § 164.501, and any use or disclosure of such notes requires your Authorization unless the use or disclosure is:

a. For our use in treating you.
b. For our use in training or supervising mental health practitioners to help them improve their skills in group, joint, family, or individual counseling or therapy.
c. For our use in defending ourselves in legal proceedings instituted by you.
d. For use by the Secretary of Health and Human Services to investigate our compliance with HIPAA.
e. Required by law and the use or disclosure is limited to the requirements of such law.
f. Required by law for certain health oversight activities pertaining to the originator of the psychotherapy notes.
g. Required by a coroner who is performing duties authorized by law.
h. Required to help avert a serious threat to the health and safety of others.

  1. Marketing Purposes. As psychotherapists, we will not use or disclose your PHI for marketing purposes.

  2. Sale of PHI. As psychotherapists, we will not sell your PHI in the regular course of our business.


IV. CERTAIN USES AND DISCLOSURES DO NOT REQUIRE YOUR AUTHORIZATION. Subject to certain limitations in the law, we can use and disclose your PHI without your Authorization for the following reasons:

  1. When disclosure is required by state or federal law, and the use or disclosure complies with and is limited to the relevant requirements of such law.

  2. For public health activities, including reporting suspected child, elder, or dependent adult abuse, or preventing or reducing a serious threat to anyone’s health or safety.

  3. For health oversight activities, including audits and investigations.

  4. For judicial and administrative proceedings, including responding to a court or administrative order, although our preference is to obtain an Authorization from you before doing so.

  5. For law enforcement purposes, including reporting crimes occurring on our premises.

  6. To coroners or medical examiners, when such individuals are performing duties authorized by law.

  7. For research purposes, including studying and comparing the mental health of patients who received one form of therapy versus those who received another form of therapy for the same condition.

  8. Specialized government functions, including, ensuring the proper execution of military missions; protecting the President of the United States; conducting intelligence or counter-intelligence operations; or, helping to ensure the safety of those working within or housed in correctional institutions.

  9. For workers' compensation purposes. Although our preference is to obtain an Authorization from you, we may provide your PHI in order to comply with workers' compensation laws.

  10. Appointment reminders and health related benefits or services. we may use and disclose your PHI to contact you to remind you that you have an appointment with us. We may also use and disclose your PHI to tell you about treatment alternatives, or other health care services or benefits that we offer.


V. CERTAIN USES AND DISCLOSURES REQUIRE YOU TO HAVE THE OPPORTUNITY TO OBJECT.

  1. Disclosures to family, friends, or others. We may provide your PHI to a family member, friend, or other person that you indicate is involved in your care, your emergency contact, or for the payment for your health care, unless you object in whole or in part. The opportunity to consent may be obtained retroactively in emergency situations.


VI. YOU HAVE THE FOLLOWING RIGHTS WITH RESPECT TO YOUR PHI:

  1. The Right to Request Limits on Uses and Disclosures of Your PHI. You have the right to ask us not to use or disclose certain PHI for treatment, payment, or health care operations purposes. We are not required to agree to your request, and we may say “no” if we believe it would affect your health care.

  2. The Right to Request Restrictions for Out-of-Pocket Expenses Paid for In Full. You have the right to request restrictions on disclosures of your PHI to health plans for payment or health care operations purposes if the PHI pertains solely to a health care item or a health care service that you have paid for out-of-pocket in full.

  3. The Right to Choose How We Send PHI to You. You have the right to ask us to contact you in a specific way (for example, home or office phone) or to send mail to a different address, and we will agree to all reasonable requests.

  4. The Right to See and Get Copies of Your PHI. Other than “psychotherapy notes,” you have the right to get an electronic or paper copy of your medical record and other information that we have about you. We will provide you with a copy of your record, or a summary of it, if you agree to receive a summary, within 30 days of receiving your written request, and we may charge a reasonable, cost based fee for doing so.

  5. The Right to Get a List of the Disclosures We Have Made. You have the right to request a list of instances in which we have disclosed your PHI for purposes other than treatment, payment, or health care operations, or for which you provided us with an Authorization. We will respond to your request for an accounting of disclosures within 60 days of receiving your request. The list we will give you will include disclosures made in the last six years unless you request a shorter time. We will provide the list to you at no charge, but if you make more than one request in the same year, we will charge you a reasonable cost based fee for each additional request.

  6. The Right to Correct or Update Your PHI. If you believe that there is a mistake in your PHI, or that a piece of important information is missing from your PHI, you have the right to request that we correct the existing information or add the missing information. We may say “no” to your request, but we will tell you why in writing within 60 days of receiving your request.

  7. The Right to Get a Paper or Electronic Copy of this Notice. You have the right get a paper copy of this Notice, and you have the right to get a copy of this notice by e-mail. And, even if you have agreed to receive this Notice via e-mail, you also have the right to request a paper copy of it.


Under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), you have certain rights regarding the use and disclosure of your protected health information.

Good Faith Estimate Notice:

Under the "No Surprises Act" you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency medical services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit https://www.cms.gov/nosurprises or call 1-800-985-3059.





900 SE Ocean Blvd, D232

Stuart, Florida. 34994


772-212-2928


contact@bloomMHhealing.com


Instagram: @bloomMHhealing

Facebook: @bloomMHhealing

* all photographs & artwork have been created by therapists of Bloom Mental Health Healing